Our Products

At Monaco Payments, our products are designed to remove the complexity from cross-border transactions and provide our clients with trust, speed, and simplicity.

We serve fintechs, corporates, financial institutions, and high-net-worth individuals who need to move capital reliably across borders.

By combining stablecoin technology, trusted financial partners, and AI-driven operations, we deliver solutions that make global money movement effortless.

What makes Monaco unique is the balance between innovation and personalisation. Many providers rely only on automation, leaving clients to navigate complex systems and technical language.

At Monaco, we believe long-term growth comes from relationships built on trust. That’s why our infrastructure is powered by the latest technologies, but always delivered with a human approach. We speak the language of our clients, not crypto jargon, and we adapt to the cultural and regulatory realities of each market.

Our offering is built around four pillars:

Money Movement – fast, secure, and cost-efficient cross-border transfers, including FX swaps and local-to-foreign settlements.
Payments – one infrastructure for receiving funds locally and making payouts globally, enabling PSPs and businesses to expand with ease.
Stablecoin Infrastructure – a seamless framework for PSPs to hold customer balances in USD, EUR, and other major currencies, moving funds instantly within the Monaco ecosystem at low cost.
Consulting – specialised advisory services in payments, compliance, and cost optimisation, helping institutions design the right strategies for growth.

By choosing Monaco, clients gain access to a partner who prioritizes their success. We provide the tools to move money across borders, the infrastructure to scale globally, and the expertise to navigate compliance and regulation. Above all, we deliver confidence—knowing that your money will always arrive where it’s needed, quickly, securely, and at the right cost.

Our Stablecoin Infrastructure provides cross-border PSPs and financial institutions with a secure, compliant, and cost-efficient framework to operate in major digital currencies. Within the Monaco ecosystem, clients can hold balances in USD, EUR, or other stablecoins, and move them instantly across borders with minimal friction.

How it works:

Clients fund their accounts in local currency or stablecoins.
Balances are held securely in stablecoin equivalents (USD, EUR, GBP, etc.).
Funds can be transferred, swapped, or settled across borders instantly at lower cost.

This infrastructure allows PSPs to offer their own clients stable and reliable balances without exposure to volatility. It reduces settlement delays, lowers fees, and provides a trusted bridge between traditional finance and the digital economy.

With Monaco, stablecoins are not just a technology—they are the backbone of a smarter, faster, and more secure global payments infrastructure.

Our PayIns & PayOuts service enables cross-border PSPs, corporates, and financial institutions to receive and disburse funds globally with speed, security, and simplicity. By leveraging stablecoin infrastructure and trusted local partners, we ensure seamless flows of money in and out of markets, at competitive costs and with full compliance.

How it works:

PayIns: Your customers or partners deposit funds locally in their currency.
PayOuts: We deliver those funds to recipients worldwide—quickly and securely.
Both flows are managed through a single, transparent infrastructure that ensures efficiency and reliability.

What sets Monaco apart is our client-first approach to compliance. We enforce strict and transparent standards, but we manage the process on behalf of our clients—removing unnecessary friction and complexity. No endless paperwork, no confusion: we handle the due diligence, so you can focus on growing your business.

With Monaco Payments, receiving and sending money across borders becomes effortless—fast, compliant, and cost-efficient, always backed by trust.

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Our Money Movement service allows companies and individuals to transfer funds across borders quickly, securely, and at competitive rates. By leveraging stablecoin infrastructure, we eliminate the delays and inefficiencies of traditional banking, ensuring same-day settlement with full transparency and compliance.

How it works:

You tell us how much you want to transfer, from which country, and to which destination account.
You provide the funds locally.
We deliver the equivalent amount to the recipient account abroad—typically within the same day.

What sets Monaco apart is our approach to compliance. We apply strict and transparent standards, but we handle the process on behalf of our clients. That means no endless back-and-forth, no unnecessary friction, and no distracting paperwork. We take care of the due diligence so you can focus on your business, confident that your transactions are safe, compliant, and seamless.

With Monaco Payments, global money movement becomes as simple as a local transfer: fast, secure, cost-efficient—and always handled with trust.

Lets Talk now!

Start moving money today